With tax day looming ever closer, financial responsibility is top of mind. Many people are finally sitting down to review their finances, and thinking twice before they decide to apply for that extra credit card. After discussing this fiscal holiday over lunch, the team at Lab42 was curious how others used credit cards and managed their money. To find out, we asked social media users about their spending habits and compiled the results into the infographic below. The most interesting stats? 51% of respondents said “no annual fee” entices them to apply for a new credit card. And surprisingly, 27% of social media users surveyed don’t know their credit rating. Click on the infographic below for some fun fiscal facts (and try saying that ten times fast).